ManintheKnow
I dont really understand what your problem is here mate...ive just checked what methods you can deposit on the Rivercard and it accepts every major type of card, whether it be debit or credit card. My own card that i use to deposit with is a debit card on there - Electron, Visa Debit etc are all acceptable, so unless it is that you are actually under 18 you shouldnt have any issues at all.
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